Services

Whether you need family protection, health coverage, corporate planning, or investment contracts with insurance features—we help you understand options and choose well.

Life insurance

Universal Life · Participating / dividend

Financial protection for the people who depend on you—covering family obligations, estate planning, and longer-term needs. We help with Universal Life (UL) and participating (dividend) products among other options.

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Critical illness

A lump sum when it matters most

Critical illness (CI) insurance typically pays a lump sum if you are diagnosed with a covered condition (subject to policy terms)—so you can focus on recovery, not only finances.

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Health insurance

Personal and family health protection

Health-related coverage that can help with costs such as prescriptions, dental, vision, and hospital-related expenses (product and provincial rules apply).

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Corporate-owned insurance

Protection for business owners

Insurance owned by a corporation can support key-person risk, buy-sell funding, and broader business continuity discussions (coordinate with your accountant and lawyer).

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Segregated funds

Investment contracts with insurance features

Segregated funds are insurer investment contracts that may include maturity/death guarantees, beneficiary designations, and creditor-protection considerations (contract and jurisdiction dependent).

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Travel insurance

Bridging today · securing every journey

Coverage concepts for leisure, study, business, and visiting family—emergency medical, trip cancellation/interruption, baggage and delay benefits, and global assistance (policy terms apply).

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Book a free consultation

514-588-8136 · info@tbfinancial.ca