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Segregated funds

Investment contracts with insurance features

Segregated funds are insurer investment contracts that may include maturity/death guarantees, beneficiary designations, and creditor-protection considerations (contract and jurisdiction dependent).

Who it’s for

Investors who want market exposure with possible guarantee features, estate designation benefits, or asset-protection discussions.

Key points

  • Possible maturity and death guarantee levels (contract dependent)
  • Beneficiary designations that may simplify estate flow
  • Creditor-protection discussions in some cases (not absolute; legal facts matter)
  • Aligned to risk tolerance and goals

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Content on this site is for general information only and is not personalized insurance or investment advice. Products are underwritten by the insurance companies; terms are governed by the policy contract. Please consult a licensed advisor for recommendations suited to you.

Discuss segregated funds

514-588-8136 · info@tbfinancial.ca